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48 Mo New Car
No fee 
Chase Bank
48 Mo New Car
Additional .25% disc available w/auto debit; no fee 
Union Bank & Trust
48 Mo New Car
Avg; range: 3.69-7.40%, additional .25% disc available w/ auto debit; $125 fee 

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These rates are updated weekly. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. rates banks, thrifts and credit unions through proprietary Safe & Sound star rating system. Rates are subject to change without notice and may vary from branch to branch.

Auto Loan Interest Rates in the State of Pennsylvania

A credit union tops our list of the best auto insurance rates or a 60 month new auto loan in Pennsylvania.  PenFed is currently offering 5 yearnew auto loan rates at 2.99 percent. That rate and one of the lowest interest rates available these days. If you obtain an auto loan for $40,000 the monthly auto loan payments  would be for a $40,000 loan at 3.39 percent is $718.57.

The second best auto loan rate on our Pennsylvania auto loan rate list is from Bank of America. The rate Bank of America is offering for a  5 year new auto loan is 3.39 percent. That rate is a very good rate especially from a large bank which normally aren’t not know for offering the best rates. The monthly payments for a $40,000 loan at this rate would be $725.70.

Two banks have the third lowest auto loan interest rate on our PA list. PNC Bank and Sovereign Bank are currently offering new 5 year auto loans at is 4.00 percent. You can even get a discount on the loan rate by having your car payments deducted from a PNC Bank checking account. The discount is a decent .50 percent.

Sovereign Bank will also give you a discount. Sovereign Bank’s discount is 0.25 percent if you open a savings account or money market account and have the monthly payment automatically deducted. The 5 year monthly auto loan payments at 4.00 percent would be $736.66.

State of Pennsylvania Auto Loan Interest Rates

  • PenFed 2.99%
  • Bank of America 3.30%
  • PNC 4.00% Rate Discount 0.50%
  • Sovereign Bank Rate Discount 0.25%
  • Dollar Bank 4.74% Rate Discount 0.25%
  • Wilmington Trust 5.60% Rate Discount 0.50%
  • FirstMerit 5.74% Rate Discount 0.25%
  • Wachovia 6.25% Rate Discount 0.25%
  • Fulton Bank 7.49% Rate Discount 0.50%
  • HSBC 8.99% Rate Discount 2.00%

Find the best auto loan interest rates in your state or zip code by search our auto rate tables.

Author: Auto Loan Interest Rates
January 25th, 2011
Posted in: Auto Loans